The last five years before you retire may be some of the most critical years in terms of retirement planning, because you must determine within that period whether you can truly afford to quit work. The determination will hinge heavily on the amount of preparation you have done to date, and the results of such preparation. If you are financially prepared, then you may just need to maintain your program and continue on to your retirement goal. If you are not financially prepared, then you may be looking at more than five years of a modification to your planned retirement lifestyle.
As the 2018 tax season reaches a climax amid the flurry of late filings, tax scams have become increasingly more prevalent. It’s phishing season for scammers attempting to lure unwary taxpayers into handing over their personal information, their money, or their identity.