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What a Bear Market Means For Retirement Savings

(The opinions expressed here are those of the author, a columnist for Reuters.)

CHICAGO, June 27 – Joseph Gallagher was starting to think about retiring from his construction job in 2008 when the bear market “beat me up pretty badly,” he said.

Gallagher waited until 2013 to retire. Now, at age 67, he is taking no chances.

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